The ARAG UltimateAdvisor legal plan protects you and your loved ones when faced with legal situations.
How it Works
The ARAG UltimateAdvisor legal insurance plan is intended to offer a partial level of financial assistance for many routine legal services and may be used to pay eligible legal expenses incurred by you, your spouse or your dependent children. When you visit an in-network attorney the plan pays hourly fees in full for most covered legal matters  . When you visit an out-of-network attorney you pay for the legal services and file a claim for reimbursement. Reimbursement is based on the plan’s negotiated rates.
ARAG UltimateAdvisor Resources:
- In-Office Services: Meet with an experienced attorney who can advise and represent you when you need someone on your side.
- Telephone Advice: Call 1-800-247-4184 to talk to a knowledgeable professional over the phone when you need information and direction to address your legal matters.
- Online Resources: The ARAG Legal Center  provides online tools and useful information to help you learn more about your legal issues on your own.
Paying for Coverage
You can purchase the ARAG UltimateAdvisor legal insurance plan for $13.36 per month ($6.68 per paycheck). Premiums are taken from your paycheck on an after-tax basis. Enrollment in the plan is offered during New Hire Enrollment , Open Enrollment or at the time of a qualified life event . If you enroll in the legal plan your eligible family members are automatically enrolled.
For more information on the ARAG UltimateAdvisor legal plan review the ARAG Plan Highlights .