VMware offers health insurance through Singlife Insurance (with Aviva).


All regular, full-time employees below age 70 years are eligible to enroll in health insurance. You may also enroll eligible dependents. Eligible dependents include:

You and your eligible dependents are enrolled in enhanced hospital and major surgical insurance from your date of hire at VMware. Please note, pre-existing conditions will be excluded under the plan in the first 12 months from date of commencement of insurance coverage.


Details(Local currency)

Hospital & Surgical Benefits per Disability* unless otherwise stated Plan 1
Room & Board (max 120 days including ICU) 1-Bed (Pte)
Hospital Miscellaneous Services

  • Surgical Benefit
    (subj. to Surgical Schedule of Fees for private hospital)
  • In-hospital Doctor’s visits/consultation per day
    (max 120 days)
  • Post-Hospital Confinement/Surgery Follow-up (max 90 days per disability)
  • Pre-Hospital Confinement/Surgery(within 90 days prior to
  • Pre-Hospital Diagnostic X-ray and Lab Tests(within 90 days
    prior to admission)
Emergency Outpatient Treatment Benefit (Bodily Injury
caused by Accident) – sought within 24 hours of accident and follow-up within 31 days
Miscarriage Benefit

  • Expenses incurred for miscarriage that require in-hospital or outpatient treatment treated by registered medical practitioner including eligible expense for follow up treatments.
  • No benefit shall be payable for pre-natal treatments.
As per disability
Death Benefit (No double indemnity if death due to accident) $ 8,000
Rehabilitation Benefit per policy year (up to max 31 days) $ 5,000
Outpatient Kidney Dialysis / Cancer Treatment per policy

  • No benefit shall be payable for Pre-existing conditions which have existed during the 12months preceding the Effective Date of insurance coverage of the Insured Member.

(Enhance to cover after 12 months waiting period)


Definition of Total Disability

Major Medical Coverage

All eligible expenses under Group Hospital & Surgical that exceed the policy limits and subject to criteria below:

Group Major Medical Benefits

Major Medical Plan 1
Room & Board (121st day onwards) 1-Bed (Pte)
Deductible amount GHS
Co-insurance 20%
Max Limit per Policy Period $60,000

Group Maternity BenefitsEffective 1st Jan 2021, Maternity Benefits has been included as a part of Flexible Benefits plan administered by IHP



VMware pays 100% of the premium costs for you and your eligible dependents.

Coverage Begins

Coverage for you and your eligible dependents begins on the first day of your employment at VMware.

Coverage Ends

Coverage for you and your dependents ends on the last day of your employment with VMware.