Medical

VMware offers health insurance through AVIVA.

Eligibility

All regular, full-time employees below age 70 years are eligible to enroll in health insurance. You may also enroll eligible dependents. Eligible dependents include:

  • Spouse or Domestic Partner below age 65
  • Unmarried dependent child between 15 days and 25 years Children above age 25 who are full-time students

You and your eligible dependents are automatically enrolled in enhanced hospital and major surgical insurance from your date of hire at VMware. Please note, pre-existing conditions will be excluded under the plan in the first 12 months from date of commencement of insurance coverage.

Benefit

Details

Hospital & Surgical Benefits per Disability* unless otherwise stated Plan 1
Room & Board (max 120 days including ICU) 1-Bed (Pte)
$10,000
Hospital Miscellaneous Services

  • Surgical Benefit
    (subj. to Surgical Schedule of Fees for private hospital)
  • In-hospital Doctor’s visits/consultation per day
    (max 120 days)
$20,000
  • Post-Hospital Confinement/Surgery Follow-up (max 90 days per disability)
$2,500
  • Pre-Hospital Confinement/Surgery(within 90 days prior to
    admission)
  • Pre-Hospital Diagnostic X-ray and Lab Tests(within 90 days
    prior to admission)
$2,500
Emergency Outpatient Treatment Benefit (Bodily Injury
caused by Accident) – sought within 24 hours of accident and follow-up within 31 days
$2,500
Miscarriage Benefit

  • Expenses incurred for miscarriage that require in-hospital or outpatient treatment treated by registered medical practitioner including eligible expense for follow up treatments.
  • No benefit shall be payable for pre-natal treatments.
As per disability
Death Benefit (No double indemnity if death due to accident) $ 8,000
Rehabilitation Benefit per policy year (up to max 31 days) $ 5,000
Outpatient Kidney Dialysis / Cancer Treatment per policy
year

  • No benefit shall be payable for Pre-existing conditions which have existed during the 12months preceding the Effective Date of insurance coverage of the Insured Member.

(Enhance to cover after 12 months waiting period)

$19,000

Definition of Total Disability

  • All disabilities arising from same cause, including its complications
  • Subsequent disability from same cause shall be treated as new disability if subsequent admission is more than 30 days from the latest date of discharge from hospital

Major Medical Coverage

All eligible expenses under Group Hospital & Surgical that exceed the policy limits and subject to criteria below:

Group Major Medical Benefits

Major Medical Plan 1
Room & Board (121st day onwards) 1-Bed (Pte)
Deductible amount GHS
Co-insurance 20%
Max Limit per Policy Period $60,000

Group Maternity BenefitsEffective 1st Jan 2021, Maternity Benefits will be included as a part of Flexible Benefits plan administered by IHP

Exclusions

  • Pre-existing Illnesses prior to joining scheme or company, unless the Insured Person has already been insured continuously for 12 months under this Policy
  • Congenital anomalies or genetic defects
  • Treatments which are not medically necessary (e.g. cosmetic, fertility related, weight management etc), routine medical check-ups
  • Childbirth including abortion, birth control, infertility, impotency; treatment occasioned by or resulting from pregnancy, childbirth, abortion and complications arising from any of the same, except for miscarriage
  • Transplants, dental treatments, HIV and all other sexually transmitted diseases
  • Treatment of mental illness, self-inflicted injury, suicide, abuse of alcohol, drug addiction
  • Disabilities resulting from direct participation in a strike, riot or civil commotion, insurrection, or any act of war (whether declared or undeclared)

Contributions

VMware pays 100% of the premium costs for you and your eligible dependents.

Coverage Begins

Coverage for you and your eligible dependents begins on the first day of your employment at VMware.

Coverage Ends

Coverage for you and your dependents ends on the last day of your employment with VMware.

Contact Us

HR Source
ASK HR [VMware network access required]
Phone: (+65) 65011510
Internal Phone: ext. 29200


Aviva Claim Connect Team
• Hotline: 6827 8030
• Email: managed_care@Aviva-asia.com
Office Hours: 8.45am to 5.30 pm, Monday – Friday
(except Public Holiday)

Resources

AVIVA Communications Deck
Aviva Claim Connect User Guide
Claim Form
Medical Insurance Stipend for Employees on Work_Employment Passes