VMware provides Medical Insurance through Cigna co Saico. 


All regular employees and your spouse or partner are eligible, plus your dependent children as follows, are eligible to Medical Insurance coverage: 


Below is a high-level summary of the benefits included within the Medical Insurance plan. Please refer to the policy for full details on the coverage and exclusions:

Benefits Coverage

Benefit Coverage
Inpatient Benefits
  • Hospital Accommodation and Meals
  • Intensive Care Unit
  • Prescription Drugs and Materials
  • Parental (for one parent staying with a child under the age of 18) and Companion Accommodation Costs
  • Surgical Fees including Anesthesia and Theatre Charges
  • Physician, Surgeon, and Anesthetist Fees
  • Radiotherapy, Chemotherapy and Oncology
  • Diagnostic Tests (such as pathology, radiology, X-rays, high tech scans)
  • Home Nursing Charges if recommended by a specialist
  • Surgical Appliance and/or Medical Appliance
  • Organ Transplantation (excluding donor’s expenses)
  • Psychiatric Treatment
  • Private Ambulance
  • Prescribed Physiotherapy and Rehabilitation
Outpatient Benefits
  • Consultations with Medical Practitioners, Family Doctors and Specialists
  • Prescribed Medicines, Drugs and Dressings
  • Cancer Treatment
  • X-Rays, Laboratory Tests and Pathology
  • Non-Surgical and Minor Surgical Procedures and Treatment
  • Alternative Therapies
  • Physiotherapy
  • Emergency Treatment
  • Psychiatric Care
  • Acquired Heart Valve Damage (up to SR 150,000/$40,000 per annum)
  • Alzheimer (up to SR 15,000/$4,000 per annum)
  • Autism (up to SR 50,000/$13,333 per annum)
  • Hearing Aids (up to SR 6,000/$1,600 per annum)
Maternity Benefit
  • Routine In-Patient up to SR 30,000/$8,000 limit per annum
  • Routine Out-Patient
  • No Moratorium
Dental Benefit
  • Up to SR 4,987/$1,330 limit per annum
Optical Benefit
  • Up to SR 750/$200 limit per annum
Adult Wellness
  • Adult Wellness Benefits up to SR 3,750/$1,000 per annum
  •  Routine Adult Physical Exams (for members and dependents over the age of 18)
  • Pap Smear
  • Prostate Cancer Screening
  •  Mammograms for Breast Cancer Screening


VMware pays 100% of the premium costs for you and your eligible dependents. 

Coverage Begins 

Coverage will start as soon as you have been accepted on cover by the insurer and provided the relevant ID documentation to HR Source [1] EMEA [VMware network access required]. 

Coverage Ends 

Coverage for you and your dependents will end on the last day of your employment with VMware.