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Short and Long Term Disability / Critical Illness

VMware provides Disability Insurance as part of the Life Assurance policy through Renaissance Health (a.k.a. Welbi).

Eligibility

All regular VMware employees are eligible for Disability Insurance.

Benefits

Disability Benefit

Sum insured 2 x yearly insured salary (cap 40 mil Rub)

100 % – for disability category I

80 % – for disability category II

60 % – for disability category III

Temporary Disablement (injury) Benefit resulting from an Accident:

Sum insured is 1 x yearly insured salary (cap 3.0 mil Rub)

Insurance benefit from 1% to 100% of the Sum Assured under the temporary disablement (injury) in accordance with the Table of benefits.

Critical Illness Benefit

VMware provides Critical Illness and Serious Surgery as part of the Life Assurance policy through Welbi.

Insurance benefit under the critical illness cover is payable if the Life Assured suffers from or undergoes one of the diagnoses or operations listed in the list of critical illnesses.

Critical Illnesses and Serious Surgery Benefit:

1 x insured salary (cap 1.0 mil Rub)

Contributions

Insurance premiums are 100% employer paid, employee only coverage.

When Coverage Starts

Coverage begins on your first day of employment with VMware.

When Coverage Ends

Coverage ends on your last day of employment with VMware.