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Short and Long Term Disability

Short Term Disability 

VMware provides Short Term Disability (STD) benefits in accordance with statutory requirements. Disability is defined as inability to work as the result of sickness. 

Eligibility 

All regular employees of VMware are eligible for Short Term Disability (STD) benefits. 

Waiting Period 

Short Term Disability (STD) benefits will be payable on the first day of sickness or disability. 

Benefits 

Long Term Disability 

VMware provides WGA-Gap and WIA-excess Insurance. The definition of disability is based on the WIA legislation. 

Eligibility 

All regular employees of VMware are eligible for WGA-Gap and WIA-Excess insurance. 

Waiting Period 

WGA-Gap and WIA-Excess benefits will be payable after 104 weeks. 

Benefits 

• In the event that you should become disabled, you will receive a top-up benefit to your payments from Social Insurance programs. 
• The WGA-Gap insurance covers the shortfall in income if you remain disabled between 35 – 80% after two years of illness and using less than 50% of your residual capacity. You will receive a benefit of up to 70% of your former salary.
• The WIA-excess insurance covers shortfalls in your income to 70% of salary above the Social Security WIA wage ceiling. 

Enrollment 

You are automatically enrolled in the Long-Term Disability insurance. 

Contributions 

VMware pays 100% of the premium costs for the WGA-Gap and WIA-Excess insurances. 

When Coverage Begins 

Coverage will begin on your first day of active work as a VMware employee. 

When Coverage Ends 

Coverage will end on the last day of your employment with VMware although an individual insurance solution is available which terminating employees can chose to purchase.