Health Plan

VMware provides Collective Health Insurance through Zilveren Kruis Achmea. 


All regular employees and their qualified dependents (spouse and children) are eligible to participate in the Zilveren Kruis Achmea Health Insurance plan. Please note that it is mandatory for all citizens and residents in the Netherlands to have private Health Insurance and it is your responsibility to ensure that it is in place.


Zilveren Kruis Achmea provides basic insurance as well as a variety of supplementary plans with various deductible options. Basic insurance is offered in line with statutory requirements and supplementary medical and dental cover is also available. The discount previously available on the basic insurance is prohibited by law from 1 January 2023. This applies to all group contracts including the VMware contract. A 10% discount is still available on supplementary insurance premiums through participation in the VMware Collective Health Insurance plan with Zilveren Kruis Achmea. 

Pre-Existing Conditions 

Pre-existing conditions may be excluded under the plan for dental coverage. 


If you wish to enrol in the VMware Collective Health Insurance Plan, you must do so within 7 days of your start date by logging into MyLife [VMware network access required]. You will then receive instructions on how to complete your online enrolment with Zilveren Kruis Achmea. You will not begin receiving the monthly employer contribution until the action in MyLife has been completed. Coverage will be effective from your date of hire. If you choose not to enrol within 7 days of your date of hire because you have other arrangements, you may enrol during the Annual Enrolment window in December for the upcoming calendar year. 

Note: due to legal restrictions, new employees can only participate during the year if they were insured through a collective contract arranged by their former employer. If insured under an individual plan, they will not be able participate until January 1 of the coming year.


You are responsible for the full cost of yours and your dependents Health Insurance premiums, which you can choose to pay to Zilveren Kruis Achmea monthly, quarterly or upfront annually. If you choose to pay annually, you will qualify for an additional 2% discount that Zilveren Kruis Achmea grants for upfront annual premium payments. Zilveren Kruis Achmea will charge the premium to you directly via invoice or direct debit, whichever you prefer. Zilveren Kruis Achmea will send you the relevant policy documents, insurance cards and premium invoices directly. 

If you are enrolled in the VMware Collective Health Insurance Plan with Zilveren Kruis Achmea, VMware will pay an employer contribution of € 66.67 a month (€ 800 per annum), to help towards the cost of your Health Insurance premiums, irrespective of your payment frequency to Zilveren Kruis Achmea. This will be paid on a monthly basis via Payroll and will be subject to tax. It does not form part of your employment terms and conditions and may be subject to change. You will not begin receiving the monthly employer contribution until the action in MyLife [VMware network access required] has been completed.​ 

Coverage Begins 

Coverage for you and your dependents under the VMware Collective Health Insurance Plan through Zilveren Kruis Achmea will begin on your first day of active work as an eligible employee, provided you enrol within 7 calendar days of your start date. 

Coverage Ends 

Coverage for you and your dependents under the VMware Collective Health Insurance Plan through Zilveren Kruis Achmea will end on the last day of your employment with VMware. You can continue your Basic and Supplemental insurance with Zilveren Kruis Achmea but you will no longer receive the VMware discount nor the VMware contribution towards this cover. 

If you become divorced or legally separated, your spouse’s coverage will continue if stipulated in your divorce decree, as long as you remain a member of the plan. This coverage will continue until either you or your spouse remarries or until the date of coverage termination stated in your divorce decree, whichever is earlier.

Contact Us

Contact HR Source [VMware network access required]
ASK HR [VMware network access required]
Phone: (+31) 302849649

Zilveren Kruis Achmea
Plan Number 209011798
Phone: 071 751 00 52
Visit website


My Life [VMware network access required]

Premium Table

Zilveren Kruis Collective Health Insurance Guide 2023: English

Zilveren Kruis Changes to Terms and Conditions 2023: English

Last Updated: 16 Dec 2022, 5:53 PM