Flexible Spending Account

Eligibility

  • Employee: All regular full-time employees upto retirement age
  • Spouse: Legal spouse of eligible employee
  • Child(ren): Unmarried dependent child upto age 25 years

Benefits Coverage

Benefit Type Coverage & Guideline
Maternity Benefit MYR 4,000 per pregnancy (Employee and spouse only)
General Practitioner Consultations MYR 3,000 per member (Employee + Spouse + 2 children)

Or Max MYR 12,000 regardless of number of dependents

Specialist treatment including :
– Vaccination, Chiropractic, Homeopathy, Osteopathy, Physiotherapy,
– Counselling Session /Any expenses incurred for treatment of mental cases.
– Treatment to improve psychological, mental or emotional well-being.
– Treatment of sleep disorder and psychiatric conditions other than minor stress, anxiety and depression.
– Treatment for infertility and family planning.
– Alopecia (Hair loss) arising due to stress or as a result of ailment / treatment (should not be cosmetic in nature)
– Treatment for obesity, weight reduction or weight improvement.
– Any expenses for the use or acquisition of prosthetic appliances such as artificial limbs, hearing aids and others.
– Medicine prescribed by non-panel doctors or for personal overseas trip.
– Medicine for treatment of cancer and chronic renal failure
– Treatment for acne when medically required
– Geriatric
– Video and teleconsultation
Health screening/check ups
Vision care
Overseas claims
X-ray / Ultrasounds
Dental care
Traditional Chinese Medicine (TCM)
Health supplements (Required recommendation letter by health professional)

The Flexible Benefit program is managed through IHP, will include panel services where you can enjoy privilege rates at panel clinics on a cashless basis. To enjoy cashless transactions at these clinics, you will need to present your iHP member card at the counter, subjected to terms and conditions. Where transactions cannot be on a cashless basis, you can submit your claim manually through iHP e-Claim System. Panel clinic listings are available for download through IHP Mobile APP.

Note: New employees and their dependents are eligible from date of hire. Pro-ration amount applies if he/she does not complete the full financial year of service during his first & last year of employment at VMware.

Exclusions

  • Any cosmetic or plastic consultation/surgery or dietary products, unless advised by the doctor/dentist due to health and medical reasons.
  • Expenses arising out of and during employment which constitutes a valid claim under the Workmen’s Compensation Act and other insurance plans under Company.
  • Expenses incurred in respect of illness or disablement arising from self-inflicted injuries or illness caused by misconduct, attempted suicide; performance of an unlawful act; exposure to any unjustifiable hazards; participation in activities beyond the Company’s scope of duties, the use of drug, alcohol abuse, any breach of the peace or disorderly conduct
  • Expenses for sexually transmitted diseases, lifestyle medication, Viagra, slimming pills, House calls, Circumcision, Plastic or cosmetic surgery, Treatment for acne for cosmetic purpose, Any expenses on self-requested treatment, Treatment not medically necessary
  • Consumer products; medicated soap or shampoo, skin lotion or moisturizer, other derma products
  • Reject retail item if it is not prescribed or not related to diagnosis

Enrollment

You and your dependents are automatically enrolled in Flexible Benefits plan from your date of hire at VMware.

Reimbursement Procedure

You may submit your claims via iHP e-Claim System.

  • User ID: Last 4 characters of your NRIC/FIN/Passport followed by your date of birth (DDMMYYYY) E.g. 567A01011970
  • Password: Date of birth in DDMMYYYY format, or your most recent web portal password if you have recently changed it

Additional Notes:

  • Claims submitted on or before the month-end will be paid in the following month’s payroll
  • It is good practice to keep a copy of the receipts you have submitted
  • Period of expense should fall within the current financial year 

Claim Processing Timeline

You will be reimbursed via monthly payroll.

Reimbursement Schedule

Task Deadline
Employee to email receipts to IHP Before the last working day of the month
Grace period for year-end submission Claims incurred in each calendar year must be submitted by 31st Jan of the next financial year
  • Working day before if the specified day falls on weekend or public holiday

Making Changes

For existing employees, the enrollment window will be open effective annual enrollment period within which you can make alterations to your benefit selections or when you have a Qualified Life Event. If you experience a Qualified Life Event and want to make changes to your enrollment you should notify HR Source [VMware network access required] within 30 days of the life event.

When Coverage Begins

Coverage for you and your dependents begin on the first day of your employment at VMware.

When Coverage Ends

Coverage for you and your dependents ends on the last day of your employment with VMware

Contact Us

HR Source
ASK HR [VMware network access required]
Phone: (+60) 322964308
Internal Phone: ext. 29200


IHP Corp Team
Email: corporateteam@ihp.com.sg

Resources

Mobile App and Portal Guide
Flexible Spending Account Guidelines
IHP Member Login
IHP FAQ’s