VMware provides a health insurance through AXA China Region Insurance Company Ltd.
Eligibility
All regular full-time employees and their eligible family members may enroll in health insurance. Eligible family members include:
- Legal spouse under 70 years of age
- Domestic partner under 70 years of age (Need submit Declaration of Committed Relationship to HR Source)
- Child(ren) 14 days afterbirth until their 18th birthday or until their 23rd birthday if they are full-time students
Basic Hospitalization (In-patient)
- Intensive Care Unit up to HK $2,400 per day (max. 10 days per disability)
- Room & Board up to HK $1,500 per day (max. 60 days per disability)
- In-hospital doctor visit up to HK $1,500 per day (max. 60 days per disability)
- Hospital expenses up to HK $26,000 per disability
- Surgeon fees limits per disability:
- Complex Operation: HK $69,000
- Major Operation: HK $46,000
- Intermediate Operation: HK $23,000
- Minor Operation: HK $9,200
- In-hospital specialist consultation up to HK $5,000 per disability
- Home health care up to HK $45,000 per disability
- Hospital Cash for HA confinement up to HK $750 per day (max. 60 days per disability)
- Benefits are subject to an overall maximum of HK $394,000 per disability.
Supplementary Major Medical
- 80% reimbursement up to an annual maximum of HK $200,000 per disability (HK $500 deductible applies).
Maternity
- 100% reimbursement up to the following maximums:
- Miscarriage: HK $12,500
- Normal delivery: HK $22,000
- Cesarean: HK $33,000
Clinical (Outpatient)
- 100% reimbursement up to the following maximums:
- Doctor Consultation up to HK $450 per visit (max. 35 visits/year)
- Chinese Herbalist/Bonesetter/Acupuncture up to HK $350 per visit (max. 15 visits/year)
- Routine Check-up up to HK $1,500 without visit limitation, cover “Vaccinations and Immunizations”
- Specialist Consultation up to HK $750 per visit (max 10 visits/year)
- X-Ray and Laboratory Tests up to HK $1,800 per disability (requires written referral from attending physician)
- Prescribed medicines and drugs: HK $2,200 per year (requires written referral from attending physician)
- Physiotherapy & Chiropractor up to HK $400 per visit (max 35 visits/year)
*Please check the AXA App for your claim history, in case you cross annual visit limitation, you are liable to pay the insurer directly for the excess visit.
Dental
- Covers routine treatments up to a daily maximum of HK $1,000 and an annual maximum of HK $5,500.
General Exclusions
There are pre-existing conditions which may be excluded under the Plan. You will need to review the AXA Insurance Program Scheme [1] for the relevant details.
VMware Contributions
VMware pays 100% of the premium costs for you and your eligible family members.
When Coverage Begins
Coverage for you and your eligible family members begin on your first day of active work as a VMware employee, provided you Enroll [2] within 30 calendar days of your start date.
When Coverage Ends
Coverage for you and your eligible family members will end on the last day of your employment with VMware.