Kaiser HMO CA
The Kaiser Health Maintenance Organization (HMO) Plan is available to employees who live within Kaiser’s California service area. With the Kaiser HMO CA plan, you must see providers within the Kaiser network (except in an emergency). The plan requires that you select a Primary Care Physician (PCP) to coordinate all your healthcare needs, including arranging for hospitalization and referrals to specialists. Visit Find a Doctor to see if your provider is in-network.
This option allows Southern California and Northern California eligible members to enroll under the Kaiser CA medical plan and receive services in both Northern and Southern California.
Enrollees will receive two membership ID cards (prefix 00 for S.CA and prefix 11 for N.CA). Carry both cards with you as it may be necessary to present when using services in different regions.
Kaiser is moving to laminated ID cards and digital ID cards – review Resources section on ID cards.
There is no plan deductible. However, there are copays for office visits, emergency visits and prescription drugs which count towards the out-of-pocket maximum. For more information refer to the Kaiser HMO CA Summary of Benefits and Coverage (SBC). Visit the Pharmacy page for more information on your prescription drug benefits.
With the Kaiser HMO CA plan, you are eligible to enroll in the General Purpose Flexible Spending Account (GPFSA) for your out-of-pocket expenses.
Kaiser HMO CA Plan Details
|Annual Deductible||N/A||Not Covered|
|Annual Out-of-Pocket (OOP) Maximum1||Individual: $2,000
|Employee Coinsurance||20% durable equipment||Not Covered|
|Preventive (Annual Physicals, Well Care Exams)||100% covered||Not Covered|
|Physician Visits||Primary: $20/visit
|Lab and X-Ray||100% covered||Not Covered|
|Emergency Room2||$150 / visit||Not Covered|
|Ambulance||$50 / trip||Not Covered|
|Hospitalization||$250 / admission||Not Covered|
Up to 30 visits/year
Up to 30 visits/year
|Massage||Not Covered||Not Covered|
|Speech Therapy2||$20||Not Covered|
|Assisted Reproductive Technology (ART)||50% visit
One treatment cycle per lifetime of member under any group – Review Resources for Kaiser EOC for details
1 OOP maximum includes Prescription Rx.
2 Available to those with conditions of medical necessity.
Employee Contributions for 2023 Per Paycheck1
|Plan||Employee Only||Employee +
|Employee + Child(ren)||Employee + Family|
|Kaiser HMO N. CA||$96.98||$213.35||$184.26||$310.33|
1 Per paycheck contributions are 24 times per year. Contributions are pre-tax (except for Domestic Partner coverage).
- Your spouse or domestic partner. Please note: after tax contributions and imputed income may apply when covering a domestic partner. See the Domestic Partner Imputed Income Rate Table for details
- Your child(ren), your spouse’s / domestic partner’s child(ren), and the minor(s) you have legal guardianship of are eligible for medical coverage until age 26, regardless of marital or student status.
Fo more details see the Kaiser HMO CA Summary of Benefits and Coverage (SBC).
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Last Updated: 25 Jan 2023, 2:40 PM