Critical Illness Insurance

Critical Illness Insurance provides a tax-free cash lump sum in the event that you are diagnosed with a specified critical illness.  Employees can select Critical Illness Insurance for themselves and their spouse/partner via the MyLife [VMware network access required] benefits portal at open enrolment each year. For the list of critical illnesses covered please refer to the Guide to Critical Illness.


All regular full time and part time employees who are employed by VMware.  Enrolment into this benefit is at annual enrolment only (1st April).  Thereafter changes can only be made at next annual enrolment unless an employee experiences a life event mid-year.  Fixed Term Contractors and Interns are not eligible for this flexible benefit.


You will be able to select critical illness coverage in units of £25,000 up to a maximum of £500,000. The cost of the premium will vary dependent upon your age and that of your spouse/partner (if applicable) and will be deducted from your net monthly salary in equal monthly instalments. You will be able to see the premium cost in your MyLife [VMware network access required] benefits portal at open enrolment each year.

Dependent children are covered as standard under the policy (from birth up until the renewal following their 18th birthday, or 21st birthday if in full time education) for 25% of the cover amount selected, at no extra cost. The level of cover for your children will therefore depend upon the level you chose for yourself.

During subsequent annual Election Windows (subsequent scheme years), you may flex down by any number of units, but you will only be able to flex up again by one level each year.

Benefit Begins

The enrolment window for selecting Critical Illness Insurance is 1st April each year and the choice is locked down for 12 months. If you are a new joiner outside of the enrolment window you won’t be able to select this benefit until the next annual enrolment window.  Your selection will automatically carry over into the next benefits enrolment window unless you either change the level of cover or de-select the benefit altogether. You will not be asked to actively re-select the benefit each year.

Benefit Ends

Cover will cease when the insured member or spouse/partner attains age 70 or on your last day of employment with VMware whichever is the sooner. Your monthly deductions will cease in the month you leave VMware.

Contact Us

Contact HR Source [VMware network access required]
ASK HR [VMware network access required]
Phone: (+44) 1276414404


Critical Illness FAQ
Critical Illness: Conditions Covered and Exclusions Glossary
Guide to Critical Illness
UNUM website

Last Updated: 19 Oct 2022, 5:19 PM