Short Term and Permanent Disability

Total and Permanent Disability

Total and Permanent Disability for one’s habitual profession means an irreversible physical condition caused by an illness or accident, due to a cause independent of the insured party’s will, which makes her/him unfit for her/his habitual profession or a similar activity appropriate to her/his training and professional knowledge.

Absolute and Permanent Disability

Absolute and permanent disability for one’s habitual profession means an irreversible physical condition caused by an illness or accident, due to a cause independent of the insured party’s will, which makes her/him unfit for any profession.

VMware provides Permanent Disability Insurance for all regular employees. Short Term Disability is provided through Social Insurance.

Benefits

If you become totally and permanently disabled while in the service of VMware due to illness or injury you will receive a lump sum payment of € 100.000. If you are absolutely and permanently disabled while in the service of VMware you will receive a lump sum of 2 times annual salary. If the absolute and permanent disablement is due to an accident you will receive an additional 2 times annual salary.

Free Cover Limit

You automatically qualify for insurance up to € 500,000.

Enrolment

Contributions

VMware pays 100% of the premium costs for the Disability Insurance.

When Coverage Begins

Coverage will begin on your first day of active work as a VMware employee.

When Coverage Ends

Coverage will end on the last day of your employment with VMware.