Life and Disability Insurance

VMware provides Group Life and Disability Insurance through Zurich.

Eligibility

All permanent and fixed term contract employees (excluding external contractors) are eligible for Group Life and Disability Insurance.

Benefit Table

Insurance	Benefit
Group Life Insurance	Two (2) times your annual On Target Earnings Salary
Accidental Death	Two (2) times your annual On Target Earnings Salary
Permanent Total Disability	100% of Sum Insured (own or similar occupation) up to a maximum of USD 1,500,000 and subject to a 12 month waiting period
Permanent Partial Disability	As per the Continental Scale (percentage of sum insured) up to a maximum of USD 1,500,000 and subject to a 12 months waiting period
Temporary Total Disability	100% of your Annual On Target Earnings Salary with a maximum of USD 250,000 *

* Temporary Total Disability benefit is payable for 360 days (including waiting period), subject to waiting period of NIL for Accident and 7 days for Sickness.

Free Cover Limit

You automatically qualify for Group Life and Disability Insurance up to USD 1,000,000.

Enrolment

You are automatically enrolled in the Group Life and Disability Insurance and insured for amounts under the free cover limit listed above.
In order to qualify for insurance amounts exceeding the free cover limit you may need to undergo a medical examination.
The insurance company will contact you within your first month to provide you with details.